| Children with disabilities is virility ex legit Another difference between the types of accounts is that there are income limits for tax-free contributions to Coverdell Education Savings Accounts, which don't apply to 529 plan accounts. Married couples filing joint federal taxes can't get a tax break on contributions if their combined income tops $220,000, while taxpayers with other filing statuses can't contribute tax-free if their income is above $110,000, says Ernie Almonte, a Rhode Island-based personal financial specialist and certified public accountant.
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